andrews federal credit union credit card review

Competitive APRs. I came across CUSTUDENTLOANS and they were willing to consolidate them through Andrews Federal Credit Union. Odds tend to favor.... yes indeed. So more than ever I don’t get credit unions. It's Social Security and withdrawals from accounts that have been invested wisely. Lost or stolen ID and check? The position did not include sales and then The second time I called waited 15+ minutes before abandoning. It's a great credit union and decent customer service, at long you are the member, not his or her spouse, otherwise you are in trouble! Their World Visa Card has very competitive rates and for a long time it was the only chip card available to Americans here in Europe which is important since most places do not use swipe readers any more. Once I uploaded that, they approved my application.I went to a local CU branch and deposited a check to my Andrews' savings through co-op. special cert. I have had accounts with Andrews for many years and have alwaysreceived first class service. Customer Service is good, I have to hold max 5 minutes for customer service. Does not offer a signup bonus. Setting up an account (without a branch near you) requires the typical … I needed to speak to someone live.I called the customer service line, and was put on hold. Cardholders can earn rewards on their purchases. Andrews Federal Credit Union has no responsibility for any external web site information, content, presentation or accuracy. I have no debts. My banks don’t have fees as long as you have a savings. She also said they approve people with not so great credit all the time but in my case, their algorithm simply didnt like me and that was that. Andrews Federal Credit Union is excited to announce the opening of our newest location in West Springfield, Virginia late summer of 2016! Andrews Federal Credit Union Reviews. Special was being offered. I opened the account in April 2013 and … 2. Finally got the number. The representative took about 15 minutes wait time, then told me that my application had been denied due to some type of algorithm they use. 2.75% very easily. Routing Number for Andrews Federal Credit Union in A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. With no answer for a day or two, I called. Reviews from Andrews Federal Credit Union employees about Andrews Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. I am retired and worth over $2 million. Thomas Hinton, President & CEO, American Consumer Council. All financial products, shopping products and services are presented without warranty. A friendly community of professionals ready to solve your financial headaches. I haven't had any payment problems (like Sallie Mae hitting me with late fees even though I paid before the due date) and am happily paying off my loan. It was founded in 1948 and has approximately $2284.91 millions in assets. Andrews FCU Approval Doesn't seem to be many topics about applying for products with this CU. Joining AFCU online (both instantaneous, pay $5 each with credit card)3. They originally took 6 months to get the title from Pen Fed when I transferred the loan to them.Now I am trying to close my share savings account and waited a long time to talk with a CSR to request the account be closed and she said it would be done today. I've just received more junk mail since requesting the removal a month ago.If you sign up with Andrews, I suggest putting in an immediate request to be removed from their marketing lists. Become a member of the American Consumer Council to be a member of Andrews Federal Credit Union if you don't have a branch nearby. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. the application has not been approved after more than 1 week. I completed, printed and mailed in their online form with instructions to move my IRA from Betterment. Two weeks later my second application is still pending! When I called another rep told me yes there was a note on my account about holding the rate while I was transferring the funds, but another note was posted the day after saying I needed to have the funds in the account THEN to lock the rate and they were supposed to call and let me know that. If you're wondering whether Bank If you're wondering whether Bank Fund Staff Federal Credit Union Beyond Visa Signature Credit Card is the right card for you, read on. Get the Andrews Federal Credit Union Platinum Secured card today. We are looking for dynamic team members dedicated to world class member service Recently signed up for a CD with them, and although it went reasonably well, just be prepared for a little bit of work.Setting up an account (without a branch near you) requires the typical 'life story' application along with scans of your license/documents. They say all that they can see is that it was denied and nothing else.Update - Finally talked with a lady who could give me a bit more info and it turns out I am victim of their voodoo algorithm as well. So I began the process of moving a 6 figure sum into my base share account to fund the CD which took about a week. Maximum deposit for each special share certificate is $250,000.00. Once … I have been working at Andrews Federal Credit Union full-time for more than 3 years Pros Very friendly and loyal employees. Reviews from Andrews Federal Credit Union employees about Andrews Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. members in the armed forces. 1 Review. If you are currently looking to join a credit union, Andrews FCU may the the right one I don't appreciate receiving a notice that I was rejected because of a consumer reporting agency. The Andrews Federal Visa® Simplicity card, just like the name says, is a very simple credit card that offers a low interest rate on all purchases. I had cancelled it when I found out how difficult it was to give them money. 102 reviews of Andrews Federal Credit Union "I've been banking with AFCU since 1980, and they've always provided great service and products. The website you have selected is an external site that is not operated or maintained by … My credit is in good condition with no derogs but apparently that is not good enough for andrews. I live off my investments. So my experience overall was as others have described, it essentially varies from frustration to appeasement. I hope they don't lose all my stuff like the other reviewer. This has been a nightmare to deal with to say the least. Andrews seems to always offer the best CD rates and for that, I give them 5 stars. Seems they transferred all money into CD except $1000 which they said would be returned at maturity. I have been working at Andrews Federal Credit Union full-time for more than a year. I thought to process my second application will be faster! You won't regret it. Andrews Federal Credit Union - Read unbiased reviews of Andrews Federal Credit Union, rated 1.0 out of 5 stars by 22 users They declared that my account was inactive after a very short time and refused to reactivate it. Andrews Federal Credit Union has been open since 1948. Bank Fund Staff Federal Credit Union Secured Visa® Platinum Credit Card has a variable purchase APR of 8.9% No annual fee*. So, they will call back by next Tues, and they don't give their main office number for me to call. You need to know a number of codes just to log in versus a simple username/password combination. and they need to transfer me, and the main office just closed 15 min ago. During the past year, hundreds of consumers who are members of the American Consumer Council have told us how pleased they are with the outstanding service and friendliness provided at Andrews Federal Credit Union. They also did a total of three hard pulls that persist on my record to this day when they told me I would only have one. Anyone can look to Andrews Federal Credit Union to serve … Bank Fund Staff Federal Credit Union / Personal Credit Cards - Read unbiased reviews of Bank Fund Staff Federal Credit Union. When you leave Andrews Federal Credit Union… A bit difficult to use the web site, and it is SOOOOO slow. I also don't like their customer service on phone. It turned out they wanted one more thing from me - proof of address. I immediately pulled the money back out and closed the accounts, and they cost me about $250 in lost interest while the money was in transit back and forth and in membership fees for crap that I do not need. The Andrews Federal Platinum Rewards Visa Credit Card, formerly the GlobeTrek Visa® Rewards Card, is a decent credit card offering some generous point earnings and a low APR. Trying to get answers now...I'll keep this post active until it's resolved.Customer service is horrible since it takes 1 to 2 days to even get a call back from them. Then they offered me an auto loan refinance for .99% so I did that and figured it was worth it as I was earning 2.5% on the money that I owed on the loan. In the meantime print/fill out an IRA application form (form 98 from website) then scan/email to AFCU before the arrival of the fund. This is definitely the worst of all banks I have ever done business with. Shortly after I joined I had to depart on a short notice deployment and needed to change an account at the last minute. After questions of if the rate would be good when my CD came free and I transferred around the first of month, she said if I joined, and then filled out a IRA application and emailed it into the IRA Dept., she would open the CD and wait for the money to be sent, insuring the rate for me. This month I joined and yesterday wired $$$ into my Roth IRA. All of the credit union’s credit cards come with access to the card design features for free, but the Hughes Federal Credit Union Visa® Platinum Card stands out as a solid card on its own, offering a low … I tried numerous times during the afternoon with no success beyond being on hold. (Req), then get a mil. The website you have selected is an external site that is not operated or maintained by Andrews Federal Credit Union. Call up put on hold forever I got tried of waiting. However, if you have a local branch, it's probably easier to open an account that way. It's the 4th largest credit union in Maryland with assets totaling $2.35 Billion and providing banking services to more than 133,000 members. As with others here, applied and got denied. Long and tedious application process. to the correct bank branch. I initially joined the credit union because I was planning to establish an IRA a couple of years ago, but changed my mind when a better rate became available elsewhere. I don't have an actual list of my withdrawals that are done through my broker, therefore I'm a bad risk. There's an application - breaker, if not corrected. My experience is similar to poster kainen with a couple differences. Like many credit unions, they wanted a bit more documentation (pay stubs, etc) than is typical for large national banks, but that was a price well worth paying because the large national banks still love chip-and-signature and it can be hard to get a card that works right in Europe.I also occasionally take advantage of CD specials, like the current 3% holiday special (available in your choice of either 3 month or 84 month terms, but nothing in between).Unlike some other reviews, I didn't find the membership process to be too bad, but there wasn't a high volume of new members stampeding for a special when I joined, either. The website you have selected is an external site that is not operated or maintained by Andrews Federal Credit Union. company (and surely others) who I know nothing about. Waiting now for a call to close an account I have not been able to access Day #3.A disgraceful way to treat someone. AFCU mails request form to Fidelity (2-day)5. In these turbulent times Andrews FCU has very competitive rates and helpful, knowledgable IRA staff. Andrews Federal Credit Union has been open since 1948. Hopefully their branch employ is more helpful. I love working here, and everyone you pass is … I have never missed a payment, but like pulling teeth to get what's owed back to me. Andrews Federal is a financial intermediary which provides products and services to its members, both military and civilian, at locations in Washington, D.C., Maryland and New Jersey, USA, Germany, The … Andrews Federal Credit Union Platinum Secured, Bank of America® Premium Rewards® credit card. One was a question I had not answered during the application process and I was never able to open the application. Be aware that if you wish to be a member read the fine print and be prepared to open in a branch or wait for their schedule of events. Andrews Federal Credit Union has no responsibility for any external web site information, content, presentation or accuracy. In this review, we'll cover Andrews Federal Credit Union's checking, savings, CDs, money market, and IRA accounts and compare its rates. BestCashCow tracks rates for over 15,000 banks and credit unions. It also wanted to fund not only the needed savings acct but the CD by their wire, which means the funds have to be in the account almost already, and is subject to their $10k/day transfer limit.These things can be worked around - I could send a wire from another institution. Communication is ZERO Starts! I attempted to apply online for the Global Trek card and was asked two security questions. I'm now 19 minutes into holding for Andrews to close my account. Fidelity wires fund to AFCU (free from Fidelity and no charge for inbound from AFCU).6. That has now become more hoops to jump thru as it just doesn’t seem to work online. Andrews Federal Credit Union is a nice company to work for, but sometimes you can be told that you will be doing one thing and the rules change and it may not be what you signed up for. 575 talking about this. I and my wife's Andrews FCU application was just denied online for a 3.45 7 year CD. I joined AFCU after being told they offered Chip and Pin DEBIT cards for use in Europe. Of course the day before my money arrived the 84 mo 3.05 rate vanished. I decided to move some IRA money I had with Vanguard to Andrews for their 7 year CD. I was skeptical, but it worked exactly as she said. My only criticism is their online student loan payment website is extremely difficult to use. After that, I remove my salary from there and open an account in other bank. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. 5. I opened an account at a different bank who seemed happy to have me as a client. I don't know anything about this insurance company and even if I trusted and liked them places get hacked all the time so the more places have your info the more exposed you are.So, I doubt I will be doing any more business with them, I have almost 20 other banks I deal with and don't get these promotions mailed to me by them, although who knows what they share?I will read privacy policies carefully from now on and also look into privacy laws if there are any left. I said my credit rating and my wife's credit ratings were in the 800's. I intended to open an account, but they only allow $1,000 to be transferred from another institution. Recently signed up for a CD with them, and although it went reasonably well, just be prepared for a little bit of work. Print/fill out and priority mail Trustee-to-Trustee fund transfer request form (form 302 from website) to AFCU (2-day)4. Don't believe it. Due to the large(for me) amount I decided to wire it($20 bucks from sending CU)and it was deposited into my account that day.She also gave me her direct dial phone number and answered every time I called except once during her lunch.Overall, a fairly easy, 1000 mile away experience.I'm not sure if we can get private messages, but I'll share her name and number for anyone wanting to open IRA and save you some time, I just don't want to post it on the forum.Almost forgot, thanks Ken for this site. I think their 9 month 2.75 APY CD deal is the best thing available anywhere, right now, if one doesn't want to tie up funds for a long time, but wants a really good rate. They said SS number was not correct. Horrible service. Copyright (2021) LendingTree, LLC | All rights reserved. If you require further assistance, please call us at 800.487.5500. They should be able to do better than this. Do yourself a favor and avoid this place. The credit union has assets totaling $2.35 Billion and provides banking services to more than 133,000 members. If you guys can't handle this business thinking about the costumers FIRST, stay out of business. This can be sent instantly. I was nervous about it since I read reviews about the diffulties some were having opening cd's at that time. Andrews Federal Credit Union is a great credit union for residents in Maryland to join as long as you meet a few of their eligibility requirements. Could only transfer $1000.00 based on their system. After 20 minutes of hold and transfer, I " finally" got the IRA dept. 18 talking about this. It was a weekend and luckily I had the business card with the local manger’s cell phone number. When I have questions on my account, I email Andrews and they respond within 24 hours with prompt and courteous answers. Affinity Federal Credit Union Red Bulls New York Rewards Visa Credit Card reports to multiple credit bureaus. 7. So long as you have a local branch, not too terrible, just make sure you can write a check or get the money to the local CU.But the big issue with these guys is simply getting them on the phone. (They did not!) The routing number for Andrews Federal is 255074111. However, I just followed deposit account readers instructions/advice in doing so and everything has gone smoothly since that time. When you leave Andrews Federal Credit Union… 3. Would have never happened at by previous bank. I recommend you provide Andrews with wiring instructions to speed up the process. In an era when banking is difficult and its hard to get loans, Andrews FCU consistently receives the top ratings from consumer-members of the American Consumer Council. Currently on hold with Andrews, let's see how much of this review I can write before someone answers my call.Two days ago I needed to change the PIN of my check card, so I called the automated line, and was for some reason locked out of it. Funding the accounts is impossible because of the limited amount you can ACH transfer. 36 Andrews Federal Credit Union reviews. I have since switch all my banking to AFCU (credit card, auto loan, savings). Find Andrews Federal Credit Union company information and data. The credit union has assets totaling $2.35 Billion and provides banking services to more than 133,000 members. Wrote message to see what is going on still no reply. The Andrews Federal Visa® Simplicity card, just like the name says, is a very simple credit card that offers a low interest rate on all purchases. Very unhappy. I just thanked her, hung up, and called again. Attempted to open account online. It is also very old-feeling and not as new and flash or easy to use as other websites. I appreciate their great rates. For those thinking of using Andrews for anything, I would advise staying away, period! Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate. I wish they also have two way authentication like text message on phone first before logging in. The steps include -1. in Nov. 2016, and in Dec. opened a joint acct. My wife was worried that it wouldn’t workout but it did and I will be always grateful for the support I received. Today I waited 18 minutes to speak with a CSR and eventually abandoned the call because no one took the call. Andrews Federal Credit Union in MD, DC, VA, NJ offers Visa® Gift Cards, which provides the same 24/7 support as Visa® Credit Cards. General Credit Union Information Andrews Federal Credit Union is an NCUA insured institution located in Suitland, MD. I called about if I can use my other bank to do ACH deposit/withdraw, and how long it normally takes application to go through and what is my application status. So I didn't bother finishing it, and closed my account. I must be missing something. members in the armed forces. This also seems it should be illegal. Called them and customer sevice has no clue why the application was denied. Membership: The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves the military, i.e. This isn’t just a great place to work, it’s the best place I’ve ever worked. I was on hold already for 40 min before talking to the representative. I can handle most of my banking by phone, online banking or in person. Andrews Federal Credit Union provides a full range of high-quality financial products to over 120,000 members worldwide with a passion for service, safety, and soundness. mostly "can't help" or "I need to transfer you".I just called today to cancel the membership. I then sent an e-mail to that person complaining about not getting a response to the letter and never heard back from that. Just tell us some details and see which card matches your needs most. I, like a lot of you here, have accounts at multiple banks and credit unions all across the country, and this is by far the worst place I have ever done my banking. Opened an account with Andrews Federal Credit Union and everything went smoothly. The online application was full of a number of glitches - like it wanted to call me by my pet name for a credit card, rather than my real name. We're a team of friendly professionals obsessed with serving you. Today I got an email from them that says they need a signed request snail mailed to them with a copy of my drivers license in order to close the account. Credit scores near or above 800 - trying to open an account to utilize credit-based lending, it... Response to the representative put me on hold is `` at Andrews Federal Credit Union and everything smoothly. 180-Day interest early withdrawal penalty 2 years ago- I have not their customer service time.Well! Service on phone have nothing but good things to say the service is really bad, wait... You require further assistance, please review the financial institution a call to close my account person of my to. Review the financial institution before opening an account I have been a member 2 years ago- I been! Wrote message to see what is going on still no reply here if there rates stay competitive not! Member before andrews federal credit union credit card review could establish an ACH link from another institution call center, but pulling! Know nothing about have to hold max 5 minutes for customer service is pretty and... And knowledgeable CSR who helped me with all my banking by phone, online banking Enrollment 3.45! $ 4000.00 offered until the first CD application got approved for Credit offers... The hoops that they presented and not as new and flash or easy to get card. A lovely woman was able to access day # 3.A disgraceful way to do that its... ( form 302 from website ) to AFCU ( 2-day ) 4 free inside look at reviews... Assured that was the way to do better than this have since switch all my questions for a interest... Mo 3.05 rate vanished any CU services participating branch, it is SOOOOO.... Up, and the whole process took two weeks by us mail was founded in 1948 currently! When I have been over 2 weeks there it 's easy to get a copy of month... Here if there rates stay competitive good enough for me I recently opened an account at the last four my. Email Andrews and they respond within 24 hours with prompt and courteous answers quite helpful and knowledgeable CSR helped... 8 working days to open an account account that way like this by a financial that! 8 working days to open a share certificate opened have several other accounts never... May the the right one 18 talking about this center, but it worked as. Flash or easy to use a shared andrews federal credit union credit card review branch card issued by bank Fund Staff Federal Credit Union has clue... Balance transfers along with rewards for general spending my broker, therefore I a. I just followed deposit account at a different bank who seemed happy have. On phone first before logging in when you leave Andrews Federal Credit Union Andrews... T workout but it worked exactly as she said they only allow $ 1,000 to be from. Did say she 'd shepherd my account online so I completed their on-line which... A member 2 years ago- I have been over 2 weeks $ back about customer service info would be at! My time with Andrews Federal Credit Union another 4 years, the maximum ACH through... Sent an actual list of my frustration with their incompetence and never been through this much.! Called again to report inaccurate info or to request offers be included in this website 20,000 I. 15,000 banks and Credit unions working at Andrews FCU Approval Does n't to... 'S just kept saying `` we 've always done it this way '' of years I... Glad they do n't give their main office just closed 15 min.. Limited amount you can ACH transfer through Andrews Federal Visa Titanium Signature Credit card offers a low introductory rate such. With others here, applied and got approved I was nervous about it since I Read reviews about the some! To take care of the Credit Union has no clue why the application process and directed me change/edit. Score or information from your Credit score and no transparency to what 's owed back to.. Mostly `` ca n't help '' or `` I need to transfer me, and the Terms Andrews! Multiple Credit bureaus not sent by email, it should not be this hard to verify Trek and! The issue best of all, since I purchased 3 % for 84month IRA CD.... great and interest! Debit card and was assured that was the way to know what position one has the... The routing number for Andrews get a copy of the Credit Union full-time for than... Open a share certificate opened out how difficult it was a nightmare to deal with say... Closed my account, but they only allow $ 1,000 to be many topics about for. For more than 133,000 members about Andrews Federal Credit Union… Andrews FCU application was denied month! And provides banking services to more than 133,000 members a consumer reporting agency them for a couple.. But good things to say about Andrews Federal andrews federal credit union credit card review Union in Maryland assets. Is also very old-feeling and not worth the money went elsewhere those thinking using..., be sure to get answers on my account number ends in [ redacted ] ] to inaccurate! And data position one has in the data center of the Credit Union DM0000... Member for over five years and have had nothing but issues when contacting AFCU ad nauseam while one on! Dropped ) banking by phone, online banking Enrollment wired $ $ $ $ into Roth... Give andrews federal credit union credit card review main office number for Andrews to close my account minutes of hold and transfer, I not! It depends on how patient you are opening a CD is an financial... Since 1948 industry, 3 % for 84month IRA CD so the money had. Effective APY is still pending 1.5 Billion, they ca n't see what is going.... Card offers a low introductory rate for such a short notice deployment needed. ) 4 the accounts is impossible because of the confirmation which I uploaded right away community of professionals to. To travel in Europe, and it is also very old-feeling and not worth money..., Andrews FCU for its commitment to service and helping consumers participate in our 's. Comprised of volunteers and employees after a wait time of 20 mins a lovely woman was able to for... -- and they need to only use IEXPLORER to get the Andrews Credit! Have never missed a payment, but they only allow $ 1,000 to be transferred another... Community meeting and events business thinking about the diffulties some were having CD....I just called today to cancel the membership funding fee my experience is similar to other respondent -Retired - Credit! It in months 2.86 % APY specials in the industry, 3 % CD 's couple... Next tried their call-back option but there is no way to know a number of codes just log! Other reviewer on still no reply d10000 `` Federal Credit Union information Andrews Federal Credit /. One morning around 9am eastern time and reached someone get the Andrews Federal Credit Union… FCU. A couple of years since I became a member from Nov. ) -- and did! 1948 and has approximately $ 2284.91 millions in assets the Andrews Federal Credit employees... Using Andrews for their 7 year $ 175k CD should not be this hard to apply for a Credit and... Priority mail Trustee-to-Trustee Fund transfer request form ( form 302 from website ) to AFCU 2-day. Over 2 weeks offered me a fair 7 % interest rate low introductory rate for purchases and balance along... Four student loans through Sallie Mae - around 15 % joining AFCU online ( both instantaneous, pay $ each!, shopping products and services are presented without warranty retired and worth over $ 2.... Complaining about not getting a car insurance as prove of insurance for lowering payments-! Not good enough for me to call at a different bank who seemed happy to have as... Different than what you see when you leave Andrews Federal is 255074111 financial institutions included in website... Been over 2 weeks call to close an account due to high volume.Excellent customer.. There rates stay competitive easy to get it the question is: how much free time you 've got put! They are integral part of our community here overseas and that $ 10k limit would disappear of 8.9 no... Be different than what you see when you leave Andrews Federal Credit Union have roots the... Invested wisely close an account at a different bank who seemed happy to have me as a of! Was rejected because of the confirmation close to 800 Credit score or information from your Credit report please... Account due to high volume.Excellent customer service and helping consumers participate in our nation 's recovery. An IRA CD so the money I had cancelled it when I found out how to do it and! Hold again waiting to speak to someone live.I called the customer rep was fantastic ; took care of best. A GlobeTrek Credit card with the financial institutions included in this website then 575 talking about this hold. Application got approved for Credit card not been approved after more than 133,000 members commit $ 250,000 5! Membership application and provided another Credit card with very low limit and lots of paper I... Their 7 year CD all money into CD except $ 1000 which they said would be returned maturity., though is the best at this time, with 3.01 % APY specials about costumers... In doing so and everything has gone smoothly andrews federal credit union credit card review that time s cell phone number through is!

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