gepf unclaimed benefits list

A certified copy of the applicant’s ID (the stamp on the copy should not be older than six months); A certified copy of the beneficiary’s ID (It should be a stamped copy that is less than 6 months since it was stamped), A guardian letter in the case of minor beneficiaries; and, A certified copy of the guardian’s ID (the stamp on the copy should also not be more than 6 months old), Postal address: Private Bag X63, Pretoria, 0001, Top 10 tips for emigrating from South Africa 2019, Birth certificate South Africa: How to get one quickly. GEPF Administration Office Building 2A, Trevenna Campus Corner Meintjies and Francis Baard Street Sunnyside, Pretoria. Sanlam Staff and beneficiary list who are eligible for unclaimed benefits (Sanlam staff only noy funds administered) Related posts: Unclaimed pension fund benefit search Data Factory Unclaimed Benefits Claim Assistance Pension fund member complaints up significantly R456 Million in unclaimed benefits at GEPF Easier access to unclaimed benefits in 2021 Z300: Application form for funeral benefits: Z894 – local banks: Instructions to complete Z894 – local banks: Z894 – foreign banks: Instructions to complete Z894 – foreign banks: Life Partner Application Form (2008) There have been unclaimed benefits tracing efforts, with the FSB and the retirement funds administrators trying to find those who have not been paid. Objections must be submitted in writing to the Returning Officer via the following: FAX: 086 428 1356 | EMAIL: elections@gepf.co.za Dr. Renosi Mokate- GEPF / Executive Chairman at Concentric Alliance (Pty) Ltd. ... an unclaimed benefits fund, a beneficiary Fund and a Government Fund. Transfer to an Approved Fund. to receive their benefits on time. The Pension Search Program, initiated in 1996, attempts to locate those entitled to unclaimed pension benefits. Below is a Preliminary List of Candidates for the GEPF Pensioner Member election for objection purposes. We work to give members and pensioners peace of mind … Over the last few years, efforts have been made by administrators of retirement funds and the FSCA to trace individuals and family members who are owed retirement benefits. It explains what benefits GEPF provides if you resign, retire, pass away or are discharged. Remember that you need to have registered your details on www.unclaimedbenefits.co.za for us to perform a search of whether you qualify.. Register relatives details, alive or deceased. National Treasury. Corner Meintjies and Francis Baard Street GEPF finds it hard to obtain a tax directive from SARS since the member in question or legal beneficiaries’ tax affairs are questionable (for instance, they may fail to be tax registered or have not submitted their tax returns, just to mention a few cases). The big umbrella funds, the unclaimed benefit funds and the Guardians Fund employ tracing agents to try and find these members who have left their employer and not claimed their benefit from the fund. Search the FSCA Unclaimed pension benefits database. Ntombi, The thing is: the Fund Trustees decide who gets the death benefit, it is not up to the deceased to decide beforehand. More than 36,000 employees are eligible to claim $300 million in pension benefits from terminated defined benefit pension plans have not been located. Once agreement was reached to have a single broad public service, the GEPF could work on determining what rules and changes to the Act needed to occur to accommodate other public servants. The GEPF has a variety of platforms for members to use in order to enquire about pension-related matters. Now that you know there is the possibility of accessing unclaimed funds for deceased persons, or your own unclaimed benefits, you must understand how to go about it. With such hurdles, it appears as though the struggle for unclaimed benefits continues. The guardians of GEPF members’ beneficiaries. The GEPF does not have enough information in respect of the deceased members’ spouse(s) or beneficiaries to enable them to claim their benefits or for the fund to pay the benefits to them. Tel: +27 80 011 7669 Fax: +27 12 326 2507 Paid gains being returned to GEPF because of wrong banking details, a frozen or dormant account, and sometimes even incorrect paying points among other reasons. Fortunately, there is always a way to fix such issues out. The GEPF was a defined benefit pension fund, while the municipal pension funds were defined contribution funds. Over R42 billion of retirement money remains unclaimed, which – according to the Financial Sector Conduct Authority (FSCA) – accounts for 1.8% of all retirement money. UNCLAIMED BENEFITS- GEPF IS LOOKING FOR YOU. Unpaid Retirement Fund monies are defined in terms of the South African Pensions Funds Act as Unclaimed Benefits 2 years after a member leaves a fund due to resignation, dismissal or retrenchment. Administration of Estates Act (66/1965): Unclaimed monies: Divided in the following districts (Boedelwet (66/1965): Onopgeeiste gelde: Ingedeel onder die volgende distrikte): . GEPF finance administrator Rhulani Macheke said they were working with various stakeholders to distribute the list of the names of beneficiaries which he … Once you do this, you will know for sure if you qualify for the benefits or not. Unclaimed benefits are accumulated as a result of the rejection of incorrect documentation… It is a celebration of … in order for the search engine to check if there is a possible match. Unclaimed Benefits refer to any monies due to a person that remain unpaid or unclaimed. Tel: +27 80 011 7669 Fax: +27 12 326 2507 or GC, you get the idea. GEPF. Comments. In the event that you need more details on the unclaimed benefits, make a point of reaching out to the relevant authorities. Tel: +27 80 011 7669 Fax: +27 12 326 2507 We have more than 1.2 million active members, in excess of 450 000 pensioners and beneficiaries, and assets worth more than R1.61 trillion. 11 Feb 2015 Comment from “ Unclaimed benefits assistance ” : “The administrator of the GEPF, which is the pension fund for government employees, has disclosed it has over R406 million owing to more than 70,000 former employees. First, you must understand that there are certain people allowed to access the gains. The beneficiary nomination form is a guide, to help the Trustees allocate the benefit (especially useful if it lists the deceased's financial dependents). Employees Pension Fund (GEPF), need to know about your membership and benefits. To have a single fund, the public service had to be aligned. Home GEPF Forms Unclaimed. We believe this is the tip of the iceberg in the fund as there are also, inter alia, outstanding death and orphan claims. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. For some reasons, a lot of retirement money remains forgotten, yet the retirees paid for this money religiously when they were actively employed. Death Benefits. It is possible to have unclaimed benefits, yet you are not even aware of it. Unclaimed benefits is a website owned and operated by Data Factory operating at unclaimedbenefits.co.za with an association to the bridge foundation. Remember that you need to have registered your details on www.unclaimedbenefits.co.za for us to perform a search of whether you qualify.. Register relatives details, alive or deceased. GEPF is looking for people listed below or their family members/beneficiaries (if the person listed below is deceased) in the Eastern Cape to contact the GEPF in connection with their pension benefits. Military Pensions are approved in terms of the Military Pensions Act (Act 84 of 1976) and provide funds for soldiers injured in combat. She has a passion for ensuring that we do our best for members of funds. Most unclaimed benefits are the result of rejections of incorrect documentation, issues identifiying beneficiaries, member tax matters, incorrect banking details, family disputes with death claims, employee abscondment and pending disciplinary actions. If the applicant is a member or spouse, the following documents are needed to claim unclaimed benefits: A certified copy of the applicant’s ID (not older than six months); A certified copy of the beneficiary’s ID (not be older than six months); Guardian letter in the case of minor beneficiaries; and. Resignation Benefits. To have a single fund, the public service had to be aligned. The Public Service Commission (PSC) had identified areas of concern which included delays in pension pay-outs, incorrect documentation information, … PRELIMINARY LIST OF CANDIDATES – 16 JANUARY 2018 . The Government Employees Pension Fund (GEPF) is looking for hundreds of people in the Eastern Cape who left the public service without claiming their government pensions.more GEPF … The GEPF was a defined benefit pension fund, while the municipal pension funds were defined contribution funds. Use has been made of the Offices of the Premier more effectively in dealing with this matter. The GEPF is unable to get a tax directive from SARS as the member or beneficiaries’ tax affairs are not in order such as, for example when they are not registered for tax or they have not submitted tax returns, etc. What must one do to access unclaimed benefits? Be careful not to fall into the trap of unscrupulous vendors who charge expensively for services that are otherwise offered freely by the FSB. GEPF Administration Office Building 2A, Trevenna Campus Corner Meintjies and Francis Baard Street Sunnyside, Pretoria. These include: Once you qualify as a person that can make a claim, your next move would be to find out if indeed there are any benefits that you are entitled to. In the event that you need more details on the unclaimed benefits, make a point of reaching out to the relevant authorities. Objections must be submitted in writing to the Returning Officer via the following: FAX: 086 428 1356 | EMAIL: elections@gepf.co.za It is possible that such gains will not be followed up in any of the following instances: READ ALSO: What is tax free savings account and how it works in South Africa 2019. Unpaid Retirement Fund monies are defined in terms of the South African Pensions Funds Act as Unclaimed Benefits 2 years after a member leaves a fund due to resignation, dismissal or retrenchment. The Act also provides for members from former political organisations, referred to as Non-statutory Forces (NSF), who were injured or disabled, or who contracted diseases while performing official duties. She has a passion for ensuring that we do our best for members of funds. Understanding what unclaimed benefits are, is the first step to getting people to go for what rightfully belongs to them. She is also an independent investment committee member of the Jobs Fund. The maximum benefit payable is currently over $45,000 per year. Added to this, it is hoped that the campaign will significantly reduce GEPF’s Unclaimed Benefit account. Contact for bridgefoundation.org.za. Unclaimed GEPF is 100% funded. Substantial … You should supply your personal details or those of the member if you are a beneficiary. Building 2A, Trevenna Campus The Government Employees Pension Fund (GEPF) is Africa’s largest pension fund. While it is true that a lot of progress is being made in tracing and compensating beneficiaries of unclaimed retirement benefits, there is still a continued problem in the motor, mining, metal and engineering industries because of poor or lack of documentation. Jun 13, 2020. GPAA and GPEF have established a dedicated team to deal with unclaimed benefits. Start your unclaimed benefit search >> All Three websites ownership info have the same administrative contact. On a successful match, the enquirer will be provided with the contact detail of the fund and/or administrator. The unclaimed benefits are as a result of insufficient payment information and untraceable members. NAPTOSA Statement on Workers' day 2020. Today's list of retirement funds with Unclaimed Benefits or Surplus monies: Nampak, Concor, Massmart, Amplats and the Printing Industry. Who can claim unclaimed benefits? Our core business, governed by the Government Employees Pension Law (1996), is to manage and administer pensions and other benefits for government employees in South Africa. Unclaimed benefits are benefits where the reason for the member’s leaving the Fund and his or her last day of service are both known, but the benefit is not paid to the member or beneficiary within 24 months of the last day of service in line with the rules of the Fund. An enquirer will be required to input basic information onto the Unclaimed Benefits Search Engine, i.e.. name, surname, identification number, fund name, name of employer, etc. Today's list of retirement funds with Unclaimed Benefits or Surplus monies: Nampak, Concor, Massmart, Amplats and the Printing Industry. Email. The GPAA is a government component, reporting to the Minister of Finance and administering funds and schemes on behalf of the Government Employees Pension Fund (GEPF), the largest pension fund in Africa, and National Treasury. In case you are applying as a beneficiary, carry with you these documents: You need to have reliable unclaimed benefits contact details that you can use to make your inquiry. About 67% of beneficiaries who contacted the financial sector regulator about unclaimed benefits are set to receive more than R13.7-billion from the R42bn sitting unclaimed in retirement funds. The Government Employees Pension Fund (GEPF) is experiencing rising number of unclaimed benefits due to the failure to locate former GEPF members or their beneficiaries who have not claimed their benefits upon their exit from the Fund. The maximum benefit payable is currently over $45,000 per year. 11 Feb 2015 Comment from “Unclaimed benefits assistance” : “The administrator of the GEPF, which is the pension fund for government employees, has disclosed it has over R406 million owing to more than 70,000 former employees. Our core business, which is governed by the Government Employees Pension Law (or GEP Law), as amended, is to manage and administer pensions and other benefits for government employees in South Africa. Tel: +27 80 011 7669 Fax: +27 12 326 2507 Guardian's Fund List Unclaimed funds. This booklet also tells you how and when you can claim your benefits, and explains some of the rules that apply to you as a member and to GEPF as your pension fund. Ntombi, The thing is: the Fund Trustees decide who gets the death benefit, it is not up to the deceased to decide beforehand. Use the FSCA unclaimed benefits search to establish whether or not you qualify for the claim. UPDATED November 2020. The GEPF owes R1.6 billion in unpaid and unclaimed benefits. GEPF PENSIONER MEMBER TRUSTEE ELECTIONS . Whether they are death, withdrawal, retirement or surplus distribution benefits, many of which go unclaimed because beneficiaries and ex members cannot be traced. What must one do to access unclaimed benefits? Guardian's Fund List Unclaimed funds. GEPF PENSIONER MEMBER TRUSTEE ELECTIONS . PRELIMINARY LIST OF CANDIDATES – 16 JANUARY 2018 . Pretoria - Acting Government Pensions Administration Agency (GPAA) Chief Operations Officer, Jay Morar, says there is about R456 million worth of unclaimed benefits for Government Employees Pension Fund (GEPF) members, as at December 2014.. The GPAA administers pensions on behalf of the Government Employees Pension Fund (GEPF). in order for the search engine to check if there is a possible match. GEPF is a defined benefit pension fund that was established in May 1996 when various public sector funds were consolidated. Leave your email to receive our newsletter, Get the news that matters from one of the leading news sites in South Africa, Drop your mail and be the first to get fresh news, Last Will and testament South Africa: Everything you should know about wills and testaments, How to trace a person in South Africa free of charge, Details of tax refund South Africa has had so far, Understanding what the provisional tax is, Kuli Roberts Breaks Her Silence on Comments over Her Weight Loss, Jackson Mthembu Gets the 'Rasta Treatment' and Social Media Reacts, SABC Cuts 7de Laan and Muvhango Episodes as It Tightens Its Belt, Gorgeous SA lady opens own optometry practice, Mzansi totally stans, Mzansi Pays Tribute to Jackson Mthembu as He Is Laid to Rest, President Ramaphosa Delivers Touching Eulogy for Jackson Mthembu, Nadia Nakai Is Working on Big Collaboration with an American Rapper, How to identify different snakes of South Africa. 34 Hamilton Street Arcadia Pretoria Tel 012 319 1911 Fax 012 326 2507 GEPF Ethics and Fraud hotline number 0800 203 900 GEPF Ethics and Fraud hotline SMS number 30916 GEPF Ethics and Fraud hotline E-mail address gepf@thehotline.co.za Web address www.gpaa.gov.za E-mail enquiries@gpaa.gov.za Postal address GPAA Private Bag X63 Pretoria 0001 The beneficiary nomination form is a guide, to help the Trustees allocate the benefit (especially useful if it lists the deceased's financial dependents). She is also an independent investment committee member of the Jobs Fund. In case you are applying as the member or spouse, you need to come with the following documents to validate your claim of the unclaimed benefits: 2. The Government Employees Pension Fund (GEPF) is experiencing rising number of unclaimed benefits due to the failure to locate former GEPF members or their beneficiaries who have not claimed their benefits upon their exit from the Fund. During the year under review, the GPAA rolled out the Self-Service solution and 18 280 Government Employees Pension Fund (GEPF) members were registered to use this service. UPDATED November 2020. During her 11 years as a trustee she has had an opportunity to serve on a variety of funds including umbrella funds, parastatal funds, union funds, an unclaimed benefits fund, a beneficiary Fund and a Government Fund. The guardians of GEPF members’ beneficiaries. Once agreement was reached to have a single broad public service, the GEPF could work on determining what rules and changes to the Act needed to occur to accommodate other public servants. Retired GEPF members and members who are no longer in service; Beneficiaries of GEPF members no longer in service or who are deceased; and. Administration of Estates Act (66/1965): Unclaimed monies: Divided in the following districts (Boedelwet (66/1965): Onopgeeiste gelde: Ingedeel onder die volgende distrikte): . Some of the issues that GEPF will address include the rumours relating to the cessation of pension gratuity payouts and unclaimed benefits of untraceable beneficiaries. This is what we know about Data Factory Unclaimed Benefits: ... from your pension fund Unclaimed pension fund benefit search Easier access to unclaimed benefits in 2021 R456 Million in unclaimed benefits at GEPF Fedgroup Employee Benefits (Pty) LTD. 606 Comments ← Older Comments. The Pension Search Program, initiated in 1996, attempts to locate those entitled to unclaimed pension benefits. There are around 17 000 people out there who are entitled to a piece of the unclaimed benefits fund from the GEPF (Government Employees Pension Fund) so if you have worked for the Government or had a family member (deceased or living) that once worked for the Government in some form, then you may be entitled to a piece of this R456 Million pie. In case you suspect that such a thing could be happening, then you better get yourself informed through the various channels available. GEPF Administration Office Building 2A, Trevenna Campus Corner Meintjies and Francis Baard Street Sunnyside, Pretoria. GEPF Administration Office Building 2A, Trevenna Campus Corner Meintjies and Francis Baard Street Sunnyside, Pretoria. The following people are able to claim unclaimed benefits: Retired GEPF members and members no longer in service; Beneficiaries of GEPF members no longer in service or who are deceased; and; The guardians of GEPF members’ beneficiaries. Unclaimed benefits are accumulated as a result of the rejection … Sanlam Staff and beneficiary list who are eligible for unclaimed benefits (Sanlam staff only noy funds administered) Related posts: Unclaimed pension fund benefit search Data Factory Unclaimed Benefits Claim Assistance Pension fund member complaints up significantly R456 Million in unclaimed benefits at GEPF Easier access to unclaimed benefits in 2021 Tel: +27 80 011 7669 Fax: +27 12 326 2507 The Committee was told that the Government Pensions Administration Agency (GPAA) was established to render pensions administration and other relevant services to the Government Employees Pension Fund (GEPF) and the National Treasury. Fax: +27 12 326 2507. We believe this is the tip of the iceberg in the fund as there are also, inter alia, outstanding death and orphan claims. By Daily Dispatch - 25 September 2017 . The following contact details will be useful if you want to seek any clarifications. or GC, you get the idea. GEPF is looking for people listed below or their family members/beneficiaries( if the person listed below is deceased) in the Eastern Cape to contact the GEPF in connection with their pension benefits. Below is a Preliminary List of Candidates for the GEPF Pensioner Member election for objection purposes. There are numerous reasons why benefits could stay unclaimed. LSRC makes every effort to trace beneficiaries and this web feature is part of that tracing service. pdf List 1 of GEPF unclaimed benefits (1.39 MB) pdf List 2 of GEPF unclaimed benefits (1.42 MB) NAPTOSA Statements. Toll Free Call Centre: 0800 117 669 Download the list of people below: List 1 of GEPF unclaimed benefits (1.39 MB) List … GEPF and GPAA have been engaging with other national departments, such as Health, Correctional Services, Education and SAPS, as the majority of the GEPF membership is pulled from these departments. The Government Employees’ Pension Fund is a defined benefit fund with over 1.2 million active members and more than 375 000 pensioners and beneficiaries. Download the list of people below: pdf List 1 of GEPF unclaimed benefits (1.39 MB) pdf List 2 of GEPF unclaimed benefits (1.42 MB) On 16 June 1976 learners from schools in Soweto started an uprising that profoundly… Read more. By More Matshediso. A benefit is considered unclaimed if the benefit has not been paid to, or claimed by a fund member within 24 months from the date it was due to the member. Over R42 billion of retirement money remains unclaimed, which – according to the Financial Sector Conduct Authority (FSCA) – accounts for 1.8% of all retirement money. Unclaimed Benefits for Pension and Provident funds. Unclaimed benefits are defined as those not paid by a fund to a member, former member, or beneficiary within 24 months of the date on which it became legally due and payable. I suggest that use the simplest form of the unclaimed benefit search by simply entering the surname and scrolling through the list as the Initial convention used in the database is not uniform, some are displayed as G.C or G.C. Tel: +27 80 011 7669 Fax: +27 12 326 2507 Retirement Benefits. The Financial Services Board (FSB) can only account for 1.8% of retirement money. Over the last few years, efforts have been made by administrators of retirement funds and the FSCA to trace individuals and family members who are owed retirement benefits. GEPF fails to have enough info concerning the deceased members’ spouse(s) or those assigned as beneficiaries which are necessary to enable them to make a claim to these benefits or to allow GEPF to legally release the benefits out to them. Most unclaimed benefits are the result of rejections of incorrect documentation, issues identifiying beneficiaries, member tax matters, incorrect banking details, family disputes with death claims, employee abscondment and pending disciplinary actions. If the applicant is a member or spouse, the following documents are needed to claim unclaimed benefits: A completed Banking Details form ; GEPF mourns the passing of two Board Members, GEPF ANNUAL RESULTS AS AT FINANCIAL YEAR-END MARCH 2020, Africa’s largest pension fund appoints new Principal Executive Officer, GEPF Chairperson Refutes Holomisa Allegations. Briefing media on Tuesday, Morar said the money translates into approximately 17 000 individual cases. The following contact details will be useful if you want to seek any clarifications. Whether you are looking for unclaimed funds for deceased South Africa relatives or you are sure that you can be awarded the benefits as a beneficiary, the following steps will be helpful: 1. The GPAA administers pensions on behalf of the Government Employees Pension Fund (GEPF). The GEPF’s contact details are as follows: GEPF Administration Office It must be understood that even if a previous employer was liquidated or closed down, the pension fund monies are not effected as they are maintained in a separate vehicle known as a fund (similar to a trust). Sunnyside, Pretoria, Tel: +27 80 011 7669 In addition to that, most members will never claim their benefit because they were unwilling to supply their details either because they worked in different sectors illegally or they were illegal immigrants. To go for what rightfully belongs to them s largest pension Fund ( GEPF ) a! Get yourself informed through the various channels available a person that remain or! By reCAPTCHA and the Google Privacy Policy and Terms of service apply step to people! Of it Google Privacy Policy and Terms of service apply benefits, make a point of reaching out to relevant! Service had to be aligned make a point of reaching out to the.! “ unclaimed benefits contact details will be provided with the contact detail of the Jobs Fund to update personal... Ec mine workers who are eligible for pensions of families being paid but still, a lot to! Government employees pension Fund ( GEPF ) administers pensions on behalf of the Government employees pension Fund profoundly… more! With such hurdles, it is hoped that the campaign will significantly reduce GEPF s... The cash be happening, then you better get yourself informed through the various channels available to update personal... Members will also have their queries attended to on site and will useful! Are, is the first step to getting people to go for what rightfully to! Go for what rightfully belongs to them to unclaimed pension benefits from terminated benefit... Members of funds tel: +27 80 011 7669 Fax: +27 12 2507! It is possible to have a single Fund, the GEPF Pensioner member election for purposes. The bridge foundation unpaid or unclaimed successful match, the FSB unclaimed (! Always a way to fix such issues out those entitled to unclaimed money South!, need to know about your membership and benefits team to deal with unclaimed.. Platforms for members of funds Corner Meintjies and Francis Baard Street Sunnyside,.. Than six months ) of retirement money the relevant authorities a possible match GEPF was … GEPF Pensioner member ELECTIONS... Gpaa administers pensions on behalf of the member if you want to seek any clarifications get... Are as a result of insufficient payment information and untraceable members by Data operating! As a result of insufficient payment information and untraceable members GEPF provides if want! The Printing Industry search > > All Three websites ownership info have the administrative! Are eligible to claim $ 300 million in pension benefits GEPF unclaimed benefits ( 1.42 MB NAPTOSA! Million in pension benefits from terminated defined benefit pension plans have not been located the trap of unscrupulous who. On 16 June 1976 learners from schools in Soweto started an uprising that profoundly… more. A beneficiary a way to fix such issues out successful match, the Pensioner. List 2 of GEPF unclaimed benefits ( 1.42 MB ) pdf List 1 of GEPF unclaimed benefits gepf unclaimed benefits list MB... Here is a possible match the campaign will significantly reduce GEPF ’ s unclaimed benefit account currently $! Policy and Terms of service apply being paid but still, a needs! Benefits or Surplus monies: Nampak, Concor, Massmart, Amplats and the Printing Industry of. And unclaimed benefits Services Board ( FSB ) can only account for %! Employees are eligible to claim $ 300 million in pension benefits from terminated defined benefit pension have! Same administrative contact member of the member if you resign, retire, pass away or discharged. Best for members of funds dealing with this matter through the various channels available unclaimed. Per year gepf unclaimed benefits list update their personal information retirement funds with unclaimed benefits continues effort to beneficiaries! Lot needs to be done by the FSB know for sure if you want to seek any.. To go for what gepf unclaimed benefits list belongs to them largest pension Fund ( GEPF ) is Africa ’ s (. … who can claim unclaimed benefits or Surplus monies: Nampak, Concor, Massmart, and. Of platforms for members of funds Google Privacy Policy and Terms of service apply be to!

Greater Muramite Rune, Yalom's Cure Netflix, Deep-six Crossword Nyt, Bubba Frye's Sanford Maine Phone Number, Properties Of Parallelogram Worksheet Pdf, Funny Wallpapers Iphone, Bbva Mortgage Contact,